RICH Payment Solutions’ merchant services for small-medium business owners come with the functionality and flexibility you need to take your adventure to the next level. No matter what type of business you run, credit card processing is an integral part of your operations. You need simple, secure, and innovative credit card solutions to help you solve the unique challenges you face. Merchant services – also known as – financial services for businesses. The service, often labeled credit card processing, is a business that uses to accept and process payments. However, the term merchant services can also refer to the behind-the-scenes process by which a business accepts payments, the companies businesses work with for this purpose, and the hardware or software involved with taking and processing payments.